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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,102 | $154,228-26.0% | $145,433-21.5% | $137,256-16.9% |
| Participation rate | 59.1% | 83.8%-24.7pp | 82.1%-23.0pp | 80.0%-20.9pp |
| Annual return | 16.08% | 74.59%-58.5pp | 66.58%-50.5pp | 220.34%-204.3pp |
| Employer contribution / active EE | $3,928 | $4,804-18.2% | $4,554-13.8% | $4,156-5.5% |
| Participant deferral / active EE | $8,398 | $8,216+2.2% | $7,897+6.3% | $6,407+31.1% |
| Admin fee / account holder | $8,078 | $14,344-43.7% | $13,129-38.5% | $12,270-34.2% |