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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,102 | $156,398-27.0% | $147,318-22.5% | $138,895-17.9% |
| Participation rate | 59.1% | 83.8%-24.7pp | 82.1%-23.0pp | 79.9%-20.8pp |
| Annual return | 16.08% | 78.75%-62.7pp | 70.43%-54.4pp | 145.39%-129.3pp |
| Employer contribution / active EE | $3,928 | $4,853-19.1% | $4,593-14.5% | $4,194-6.4% |
| Participant deferral / active EE | $8,398 | $8,237+1.9% | $7,906+6.2% | $6,396+31.3% |
| Admin fee / account holder | $8,078 | $14,976-46.1% | $13,708-41.1% | $12,562-35.7% |