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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,265 | $201,264+60.6% | $184,185+75.5% | $145,978+121.4% |
| Participation rate | 62.5% | 87.5%-25.0pp | 86.8%-24.3pp | 80.3%-17.8pp |
| Annual return | 15.81% | 29.00%-13.2pp | 28.81%-13.0pp | 550.52%-534.7pp |
| Employer contribution / active EE | $8,700 | $7,021+23.9% | $6,426+35.4% | $4,662+86.6% |
| Participant deferral / active EE | $17,509 | $9,806+78.5% | $9,132+91.7% | $6,690+161.7% |
| Admin fee / account holder | $0 | $16,376-100.0% | $13,909-100.0% | $13,400-100.0% |