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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,658 | $106,749-27.3% | $145,433-46.6% | $82,448-5.8% |
| Participation rate | 71.2% | 75.6%-4.5pp | 82.1%-11.0pp | 68.1%+3.1pp |
| Annual return | 18.92% | 27.59%-8.7pp | 66.58%-47.7pp | 41.64%-22.7pp |
| Employer contribution / active EE | $3,158 | $3,444-8.3% | $4,554-30.7% | $2,551+23.8% |
| Participant deferral / active EE | $7,031 | $6,519+7.9% | $7,897-11.0% | $4,139+69.9% |
| Admin fee / account holder | $5,045 | $8,390-39.9% | $13,129-61.6% | $7,234-30.3% |