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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,370 | $183,539-76.4% | $155,556-72.1% | $145,897-70.3% |
| Participation rate | 53.3% | 82.7%-29.4pp | 78.2%-24.9pp | 80.3%-27.0pp |
| Annual return | 13.46% | 61.31%-47.8pp | 64.84%-51.4pp | 552.29%-538.8pp |
| Employer contribution / active EE | $1,148 | $5,315-78.4% | $4,675-75.5% | $4,663-75.4% |
| Participant deferral / active EE | $2,654 | $6,467-59.0% | $5,631-52.9% | $6,689-60.3% |
| Admin fee / account holder | $338 | $19,275-98.2% | $15,885-97.9% | $13,390-97.5% |