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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,678 | $155,555-41.1% | $146,866-37.6% | $155,188-40.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 16.39% | 115.41%-99.0pp | 102.85%-86.5pp | 148.84%-132.4pp |
| Employer contribution / active EE | $1,754 | $4,647-62.3% | $4,425-60.4% | $4,248-58.7% |
| Participant deferral / active EE | $11,532 | $8,044+43.4% | $7,759+48.6% | $6,531+76.6% |
| Admin fee / account holder | $767 | $14,755-94.8% | $13,620-94.4% | $14,480-94.7% |