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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,862 | $105,284+29.0% | $150,734-9.9% | $94,015+44.5% |
| Participation rate | 82.1% | 71.7%+10.4pp | 78.4%+3.7pp | 70.8%+11.3pp |
| Annual return | 7.04% | 15.67%-8.6pp | 600.81%-593.8pp | 17.84%-10.8pp |
| Employer contribution / active EE | $6,179 | $3,599+71.7% | $4,918+25.6% | $2,790+121.5% |
| Participant deferral / active EE | $8,288 | $4,274+93.9% | $5,610+47.7% | $4,249+95.0% |
| Admin fee / account holder | $9,126 | $9,839-7.2% | $14,905-38.8% | $8,951+2.0% |