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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,862 | $89,259+52.2% | $107,187+26.8% | $82,637+64.4% |
| Participation rate | 82.1% | 67.9%+14.2pp | 75.0%+7.1pp | 68.1%+14.1pp |
| Annual return | 7.04% | 21.02%-14.0pp | 204.55%-197.5pp | 53.51%-46.5pp |
| Employer contribution / active EE | $6,179 | $3,080+100.6% | $3,782+63.4% | $2,552+142.1% |
| Participant deferral / active EE | $8,288 | $4,037+105.3% | $5,096+62.6% | $4,126+100.9% |
| Admin fee / account holder | $9,126 | $7,381+23.6% | $9,162-0.4% | $7,339+24.4% |