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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,862 | $93,345+45.5% | $119,126+14.0% | $87,485+55.3% |
| Participation rate | 82.1% | 68.7%+13.4pp | 75.8%+6.4pp | 68.9%+13.2pp |
| Annual return | 7.04% | 19.08%-12.0pp | 282.11%-275.1pp | 26.06%-19.0pp |
| Employer contribution / active EE | $6,179 | $3,172+94.8% | $4,034+53.2% | $2,596+138.0% |
| Participant deferral / active EE | $8,288 | $4,099+102.2% | $5,318+55.9% | $4,274+93.9% |
| Admin fee / account holder | $9,126 | $8,039+13.5% | $10,693-14.7% | $7,775+17.4% |