Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,753 | $30,437-84.4% | $56,033-91.5% | $74,459-93.6% |
| Participation rate | 8.1% | 32.9%-24.7pp | 52.5%-44.4pp | 67.2%-59.1pp |
| Annual return | 15.44% | 24.96%-9.5pp | 1711.38%-1695.9pp | 1369.70%-1354.3pp |
| Employer contribution / active EE | $142 | $610-76.7% | $1,041-86.4% | $2,626-94.6% |
| Participant deferral / active EE | $207 | $1,176-82.4% | $1,954-89.4% | $4,350-95.2% |
| Admin fee / account holder | $420 | $2,363-82.2% | $2,827-85.1% | $1,945-78.4% |