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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,900 | $67,894+20.6% | $89,340-8.3% | $82,448-0.7% |
| Participation rate | 100.0% | 64.0%+36.0pp | 69.6%+30.4pp | 68.1%+31.9pp |
| Annual return | 19.23% | 19.21%0pp | 20.57%-1.3pp | 41.64%-22.4pp |
| Employer contribution / active EE | $5,509 | $1,828+201.4% | $2,231+146.9% | $2,551+116.0% |
| Participant deferral / active EE | $13,523 | $3,072+340.1% | $3,823+253.7% | $4,139+226.7% |
| Admin fee / account holder | $18,134 | $5,723+216.9% | $6,704+170.5% | $7,234+150.7% |