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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,512 | $63,809-16.1% | $81,353-34.2% | $80,935-33.9% |
| Participation rate | 68.2% | 63.9%+4.3pp | 69.5%-1.4pp | 67.7%+0.5pp |
| Annual return | 13.53% | 16.37%-2.8pp | 24.82%-11.3pp | 35.66%-22.1pp |
| Employer contribution / active EE | $2,333 | $1,981+17.8% | $2,464-5.3% | $2,757-15.4% |
| Participant deferral / active EE | $3,980 | $3,093+28.7% | $3,885+2.5% | $4,299-7.4% |
| Admin fee / account holder | $5,397 | $5,686-5.1% | $5,766-6.4% | $6,924-22.1% |