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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,338 | $155,555+122.6% | $146,866+135.8% | $155,188+123.2% |
| Participation rate | 85.7% | 84.0%+1.8pp | 82.5%+3.2pp | 80.8%+4.9pp |
| Annual return | 10.47% | 115.41%-104.9pp | 102.85%-92.4pp | 148.84%-138.4pp |
| Employer contribution / active EE | $25,480 | $4,647+448.4% | $4,425+475.9% | $4,248+499.9% |
| Participant deferral / active EE | $20,094 | $8,044+149.8% | $7,759+159.0% | $6,531+207.7% |
| Admin fee / account holder | $100,384 | $14,755+580.3% | $13,620+637.0% | $14,480+593.3% |