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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,338 | $156,398+121.4% | $147,318+135.1% | $138,895+149.4% |
| Participation rate | 85.7% | 83.8%+2.0pp | 82.1%+3.6pp | 79.9%+5.8pp |
| Annual return | 10.47% | 78.75%-68.3pp | 70.43%-60.0pp | 145.39%-134.9pp |
| Employer contribution / active EE | $25,480 | $4,853+425.0% | $4,593+454.8% | $4,194+507.5% |
| Participant deferral / active EE | $20,094 | $8,237+143.9% | $7,906+154.1% | $6,396+214.2% |
| Admin fee / account holder | $100,384 | $14,976+570.3% | $13,708+632.3% | $12,562+699.1% |