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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,381 | $125,237-94.1% | $105,608-93.0% | $145,877-94.9% |
| Participation rate | 77.3% | 77.7%-0.4pp | 75.3%+2.0pp | 80.3%-3.0pp |
| Annual return | 10.05% | 225.76%-215.7pp | 116.50%-106.4pp | 551.28%-541.2pp |
| Employer contribution / active EE | $0 | $3,720-100.0% | $3,167-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,516 | $5,711-55.9% | $5,010-49.8% | $6,691-62.4% |
| Admin fee / account holder | $1,208 | $17,287-93.0% | $11,028-89.0% | $13,402-91.0% |