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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,736 | $81,233+393.3% | $155,567+157.6% | $80,874+395.5% |
| Participation rate | 85.0% | 66.2%+18.8pp | 78.2%+6.8pp | 67.6%+17.4pp |
| Annual return | 13.45% | 33.33%-19.9pp | 64.74%-51.3pp | 35.62%-22.2pp |
| Employer contribution / active EE | $18,373 | $3,101+492.5% | $4,674+293.1% | $2,756+566.8% |
| Participant deferral / active EE | $22,285 | $3,452+545.5% | $5,628+296.0% | $4,297+418.6% |
| Admin fee / account holder | $238,926 | $7,998+2887.4% | $15,916+1401.1% | $6,935+3345.1% |