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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,661 | $75,541-70.0% | $152,093-85.1% | $82,637-72.6% |
| Participation rate | 87.8% | 66.5%+21.3pp | 77.8%+10.0pp | 68.1%+19.8pp |
| Annual return | 17.94% | 32.56%-14.6pp | 66.36%-48.4pp | 53.51%-35.6pp |
| Employer contribution / active EE | $1,280 | $2,622-51.2% | $4,175-69.4% | $2,552-49.9% |
| Participant deferral / active EE | $3,622 | $3,206+13.0% | $5,451-33.6% | $4,126-12.2% |
| Admin fee / account holder | $1,077 | $6,405-83.2% | $14,497-92.6% | $7,339-85.3% |