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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,736 | $29,670+44.0% | $56,054-23.8% | $80,911-47.2% |
| Participation rate | 32.0% | 41.7%-9.7pp | 52.5%-20.5pp | 67.6%-35.6pp |
| Annual return | 13.47% | 35.24%-21.8pp | 1705.95%-1692.5pp | 35.63%-22.2pp |
| Employer contribution / active EE | $1,283 | $670+91.5% | $1,039+23.4% | $2,756-53.5% |
| Participant deferral / active EE | $1,706 | $1,227+39.1% | $1,952-12.6% | $4,297-60.3% |
| Admin fee / account holder | $5,482 | $2,431+125.5% | $2,822+94.2% | $6,935-21.0% |