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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,736 | $29,736+43.7% | $56,033-23.7% | $80,935-47.2% |
| Participation rate | 32.0% | 41.7%-9.7pp | 52.5%-20.5pp | 67.7%-35.7pp |
| Annual return | 13.47% | 35.28%-21.8pp | 1711.38%-1697.9pp | 35.66%-22.2pp |
| Employer contribution / active EE | $1,283 | $671+91.0% | $1,041+23.2% | $2,757-53.5% |
| Participant deferral / active EE | $1,706 | $1,228+38.9% | $1,954-12.7% | $4,299-60.3% |
| Admin fee / account holder | $5,482 | $2,434+125.3% | $2,827+93.9% | $6,924-20.8% |