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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,866 | $172,111-29.2% | $150,298-18.9% | $137,256-11.2% |
| Participation rate | 82.4% | 81.7%+0.6pp | 77.8%+4.6pp | 80.0%+2.4pp |
| Annual return | 13.12% | 69.37%-56.3pp | 62.79%-49.7pp | 220.34%-207.2pp |
| Employer contribution / active EE | $1,352 | $4,636-70.8% | $4,154-67.4% | $4,156-67.5% |
| Participant deferral / active EE | $10,723 | $6,166+73.9% | $5,453+96.7% | $6,407+67.4% |
| Admin fee / account holder | $2,719 | $16,471-83.5% | $14,116-80.7% | $12,270-77.8% |