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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,821 | $159,978-18.9% | $147,041-11.7% | $145,978-11.1% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 14.74% | 98.36%-83.6pp | 419.21%-404.5pp | 550.52%-535.8pp |
| Employer contribution / active EE | $4,116 | $5,288-22.2% | $4,935-16.6% | $4,662-11.7% |
| Participant deferral / active EE | $16,878 | $8,429+100.2% | $8,071+109.1% | $6,690+152.3% |
| Admin fee / account holder | $19,115 | $15,053+27.0% | $13,006+47.0% | $13,400+42.6% |