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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,857 | $160,028-14.5% | $147,080-7.0% | $145,884-6.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 2.83% | 98.60%-95.8pp | 420.17%-417.3pp | 551.85%-549.0pp |
| Employer contribution / active EE | $9,708 | $5,286+83.7% | $4,933+96.8% | $4,662+108.2% |
| Participant deferral / active EE | $23,336 | $8,422+177.1% | $8,066+189.3% | $6,690+248.8% |
| Admin fee / account holder | $157,632 | $15,030+948.8% | $12,989+1113.6% | $13,392+1077.1% |