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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,203 | $143,969-65.8% | $199,883-75.4% | $82,637-40.5% |
| Participation rate | 52.1% | 84.1%-32.1pp | 86.8%-34.7pp | 68.1%-16.0pp |
| Annual return | 42.11% | 25.67%+16.4pp | 43.81%-1.7pp | 53.51%-11.4pp |
| Employer contribution / active EE | $2,071 | $4,632-55.3% | $6,261-66.9% | $2,552-18.8% |
| Participant deferral / active EE | $5,426 | $6,937-21.8% | $9,138-40.6% | $4,126+31.5% |
| Admin fee / account holder | $3,665 | $14,597-74.9% | $17,268-78.8% | $7,339-50.1% |