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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,791 | $138,386-66.2% | $184,260-74.6% | $80,935-42.2% |
| Participation rate | 45.7% | 83.9%-38.2pp | 86.8%-41.1pp | 67.7%-21.9pp |
| Annual return | 16.59% | 20.02%-3.4pp | 28.84%-12.3pp | 35.66%-19.1pp |
| Employer contribution / active EE | $1,824 | $4,851-62.4% | $6,427-71.6% | $2,757-33.8% |
| Participant deferral / active EE | $4,613 | $7,076-34.8% | $9,133-49.5% | $4,299+7.3% |
| Admin fee / account holder | $5,196 | $10,489-50.5% | $13,898-62.6% | $6,924-25.0% |