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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,203 | $146,267-66.4% | $197,124-75.0% | $82,448-40.3% |
| Participation rate | 52.1% | 84.0%-31.9pp | 86.7%-34.6pp | 68.1%-16.0pp |
| Annual return | 42.11% | 29.61%+12.5pp | 44.34%-2.2pp | 41.64%+0.5pp |
| Employer contribution / active EE | $2,071 | $4,723-56.1% | $6,227-66.7% | $2,551-18.8% |
| Participant deferral / active EE | $5,426 | $7,035-22.9% | $9,135-40.6% | $4,139+31.1% |
| Admin fee / account holder | $3,665 | $14,422-74.6% | $16,298-77.5% | $7,234-49.3% |