Filed March 19, 2021
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,646 | $77,814-14.4% | $158,223-57.9% | $86,983-23.4% |
| Participation rate | 23.3% | 68.4%-45.1pp | 79.2%-55.9pp | 69.5%-46.2pp |
| Annual return | 7.41% | 30.54%-23.1pp | 52.09%-44.7pp | 25.83%-18.4pp |
| Employer contribution / active EE | $935 | $2,592-63.9% | $4,109-77.3% | $2,584-63.8% |
| Participant deferral / active EE | $1,454 | $3,270-55.5% | $5,467-73.4% | $4,194-65.3% |
| Admin fee / account holder | $9,147 | $5,879+55.6% | $16,047-43.0% | $7,856+16.4% |