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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,938 | $90,530-34.9% | $76,030-22.5% | $145,897-59.6% |
| Participation rate | 50.0% | 74.4%-24.4pp | 69.1%-19.1pp | 80.3%-30.3pp |
| Annual return | 14.54% | 625.08%-610.5pp | 361.54%-347.0pp | 552.29%-537.7pp |
| Employer contribution / active EE | $928 | $3,319-72.0% | $2,688-65.5% | $4,663-80.1% |
| Participant deferral / active EE | $1,161 | $5,164-77.5% | $4,257-72.7% | $6,689-82.7% |
| Admin fee / account holder | $7,268 | $8,383-13.3% | $6,421+13.2% | $13,390-45.7% |