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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,996 | $117,846-60.1% | $102,434-54.1% | $145,884-67.8% |
| Participation rate | 90.0% | 78.6%+11.4pp | 76.5%+13.5pp | 80.3%+9.7pp |
| Annual return | 8.75% | 31.90%-23.1pp | 29.46%-20.7pp | 551.85%-543.1pp |
| Employer contribution / active EE | $3,373 | $3,615-6.7% | $3,023+11.6% | $4,662-27.7% |
| Participant deferral / active EE | $5,212 | $5,733-9.1% | $5,055+3.1% | $6,690-22.1% |
| Admin fee / account holder | $1,365 | $13,356-89.8% | $9,462-85.6% | $13,392-89.8% |