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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,504 | $160,028-18.4% | $147,080-11.3% | $145,884-10.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.64% | 98.60%-85.0pp | 420.17%-406.5pp | 551.85%-538.2pp |
| Employer contribution / active EE | $5,319 | $5,286+0.6% | $4,933+7.8% | $4,662+14.1% |
| Participant deferral / active EE | $21,141 | $8,422+151.0% | $8,066+162.1% | $6,690+216.0% |
| Admin fee / account holder | $501 | $15,030-96.7% | $12,989-96.1% | $13,392-96.3% |