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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,586 | $72,071-53.4% | $68,368-50.9% | $137,256-75.5% |
| Participation rate | 92.9% | 76.2%+16.6pp | 73.8%+19.1pp | 80.0%+12.9pp |
| Annual return | 18.01% | 353.14%-335.1pp | 292.57%-274.6pp | 220.34%-202.3pp |
| Employer contribution / active EE | $1,306 | $2,788-53.2% | $2,649-50.7% | $4,156-68.6% |
| Participant deferral / active EE | $6,717 | $4,410+52.3% | $4,123+62.9% | $6,407+4.8% |
| Admin fee / account holder | $1,553 | $5,336-70.9% | $5,150-69.9% | $12,270-87.3% |