Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,985 | $88,360-26.5% | $145,433-55.3% | $67,986-4.4% |
| Participation rate | 43.3% | 65.5%-22.2pp | 82.1%-38.9pp | 57.2%-13.9pp |
| Annual return | 16.32% | 63.15%-46.8pp | 66.58%-50.3pp | 31.67%-15.3pp |
| Employer contribution / active EE | $1,868 | $3,054-38.8% | $4,554-59.0% | $2,019-7.5% |
| Participant deferral / active EE | $4,234 | $5,932-28.6% | $7,897-46.4% | $3,358+26.1% |
| Admin fee / account holder | $2,117 | $3,313-36.1% | $13,129-83.9% | $3,203-33.9% |