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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,137 | $81,331-81.4% | $155,534-90.3% | $80,935-81.3% |
| Participation rate | 84.5% | 66.3%+18.3pp | 78.2%+6.3pp | 67.7%+16.9pp |
| Annual return | 24.19% | 33.37%-9.2pp | 64.92%-40.7pp | 35.66%-11.5pp |
| Employer contribution / active EE | $1,723 | $3,105-44.5% | $4,675-63.1% | $2,757-37.5% |
| Participant deferral / active EE | $2,704 | $3,454-21.7% | $5,630-52.0% | $4,299-37.1% |
| Admin fee / account holder | $1,616 | $7,999-79.8% | $15,900-89.8% | $6,924-76.7% |