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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,137 | $81,262-81.4% | $155,602-90.3% | $80,911-81.3% |
| Participation rate | 84.5% | 66.2%+18.3pp | 78.2%+6.3pp | 67.6%+16.9pp |
| Annual return | 24.19% | 33.34%-9.2pp | 64.81%-40.6pp | 35.63%-11.4pp |
| Employer contribution / active EE | $1,723 | $3,102-44.4% | $4,675-63.1% | $2,756-37.5% |
| Participant deferral / active EE | $2,704 | $3,451-21.6% | $5,629-52.0% | $4,297-37.1% |
| Admin fee / account holder | $1,616 | $7,992-79.8% | $15,923-89.8% | $6,935-76.7% |