Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,558 | $94,031-60.1% | $115,768-67.6% | $82,448-54.4% |
| Participation rate | 37.2% | 70.4%-33.2pp | 74.4%-37.2pp | 68.1%-30.9pp |
| Annual return | 17.16% | 20.61%-3.4pp | 100.46%-83.3pp | 41.64%-24.5pp |
| Employer contribution / active EE | $1,888 | $2,323-18.7% | $2,940-35.8% | $2,551-26.0% |
| Participant deferral / active EE | $4,349 | $3,972+9.5% | $4,917-11.5% | $4,139+5.1% |
| Admin fee / account holder | $3,187 | $10,249-68.9% | $12,439-74.4% | $7,234-55.9% |