Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,825 | $100,194-45.3% | $122,979-55.4% | $86,983-37.0% |
| Participation rate | 46.7% | 73.0%-26.3pp | 77.2%-30.5pp | 69.5%-22.9pp |
| Annual return | 15.82% | 16.47%-0.7pp | 20.12%-4.3pp | 25.83%-10.0pp |
| Employer contribution / active EE | $2,127 | $2,326-8.5% | $3,062-30.5% | $2,584-17.7% |
| Participant deferral / active EE | $856 | $4,133-79.3% | $5,003-82.9% | $4,194-79.6% |
| Admin fee / account holder | $5,959 | $10,148-41.3% | $12,864-53.7% | $7,856-24.1% |