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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,008 | $78,013-57.7% | $178,449-81.5% | $80,911-59.2% |
| Participation rate | 59.2% | 65.7%-6.5pp | 77.1%-17.9pp | 67.6%-8.5pp |
| Annual return | 13.70% | 18.07%-4.4pp | 27.09%-13.4pp | 35.63%-21.9pp |
| Employer contribution / active EE | $1,760 | $2,287-23.0% | $3,951-55.5% | $2,756-36.1% |
| Participant deferral / active EE | $2,936 | $4,408-33.4% | $6,277-53.2% | $4,297-31.7% |
| Admin fee / account holder | $1,408 | $7,166-80.4% | $10,362-86.4% | $6,935-79.7% |