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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,905 | $160,040-81.3% | $147,096-79.7% | $145,877-79.5% |
| Participation rate | 69.2% | 84.0%-14.8pp | 82.2%-12.9pp | 80.3%-11.1pp |
| Annual return | 14.02% | 98.49%-84.5pp | 419.75%-405.7pp | 551.28%-537.3pp |
| Employer contribution / active EE | $3,854 | $5,289-27.1% | $4,936-21.9% | $4,663-17.4% |
| Participant deferral / active EE | $7,335 | $8,429-13.0% | $8,071-9.1% | $6,691+9.6% |
| Admin fee / account holder | $10,264 | $15,050-31.8% | $13,005-21.1% | $13,402-23.4% |