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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,905 | $159,934-81.3% | $147,005-79.7% | $145,959-79.5% |
| Participation rate | 69.2% | 84.0%-14.8pp | 82.2%-12.9pp | 80.3%-11.1pp |
| Annual return | 14.02% | 98.24%-84.2pp | 418.76%-404.7pp | 561.95%-547.9pp |
| Employer contribution / active EE | $3,854 | $5,287-27.1% | $4,934-21.9% | $4,661-17.3% |
| Participant deferral / active EE | $7,335 | $8,427-13.0% | $8,070-9.1% | $6,689+9.7% |
| Admin fee / account holder | $10,264 | $15,053-31.8% | $13,006-21.1% | $13,398-23.4% |