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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,905 | $160,070-81.3% | $147,117-79.7% | $145,897-79.5% |
| Participation rate | 69.2% | 84.0%-14.8pp | 82.2%-13.0pp | 80.3%-11.1pp |
| Annual return | 14.02% | 98.69%-84.7pp | 420.54%-406.5pp | 552.29%-538.3pp |
| Employer contribution / active EE | $3,854 | $5,285-27.1% | $4,932-21.9% | $4,663-17.3% |
| Participant deferral / active EE | $7,335 | $8,419-12.9% | $8,065-9.0% | $6,689+9.7% |
| Admin fee / account holder | $10,264 | $15,035-31.7% | $12,993-21.0% | $13,390-23.3% |