Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,274 | $64,517-51.5% | $81,438-61.6% | $80,874-61.3% |
| Participation rate | 29.5% | 63.9%-34.4pp | 69.5%-40.0pp | 67.6%-38.1pp |
| Annual return | 9.01% | 16.35%-7.3pp | 24.74%-15.7pp | 35.62%-26.6pp |
| Employer contribution / active EE | $0 | $1,982-100.0% | $2,460-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,434 | $3,096-53.7% | $3,883-63.1% | $4,297-66.6% |
| Admin fee / account holder | $5,859 | $5,677+3.2% | $5,764+1.7% | $6,935-15.5% |