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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,221 | $138,393+102.5% | $184,256+52.1% | $80,959+246.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 13.49% | 20.01%-6.5pp | 28.85%-15.4pp | 35.67%-22.2pp |
| Employer contribution / active EE | $25,702 | $4,847+430.2% | $6,427+299.9% | $2,757+832.2% |
| Participant deferral / active EE | $17,474 | $7,076+146.9% | $9,133+91.3% | $4,300+306.3% |
| Admin fee / account holder | $28,813 | $10,489+174.7% | $13,899+107.3% | $6,925+316.1% |