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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,222 | $146,267+142.2% | $197,124+79.7% | $82,448+329.6% |
| Participation rate | 97.2% | 84.0%+13.2pp | 86.7%+10.5pp | 68.1%+29.2pp |
| Annual return | 18.45% | 29.61%-11.2pp | 44.34%-25.9pp | 41.64%-23.2pp |
| Employer contribution / active EE | $27,601 | $4,723+484.4% | $6,227+343.2% | $2,551+982.0% |
| Participant deferral / active EE | $19,242 | $7,035+173.5% | $9,135+110.7% | $4,139+364.9% |
| Admin fee / account holder | $6,580 | $14,422-54.4% | $16,298-59.6% | $7,234-9.0% |