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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,661 | $77,472-70.7% | $100,415-77.4% | $80,959-72.0% |
| Participation rate | 88.0% | 76.9%+11.1pp | 81.5%+6.5pp | 67.7%+20.3pp |
| Annual return | 17.67% | 37.26%-19.6pp | 49.47%-31.8pp | 35.67%-18.0pp |
| Employer contribution / active EE | $2,294 | $2,800-18.1% | $3,943-41.8% | $2,757-16.8% |
| Participant deferral / active EE | $5,410 | $6,818-20.6% | $8,091-33.1% | $4,300+25.8% |
| Admin fee / account holder | $2,118 | $5,885-64.0% | $7,906-73.2% | $6,925-69.4% |