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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,280 | $160,028-81.7% | $147,080-80.1% | $145,884-79.9% |
| Participation rate | 76.5% | 84.0%-7.6pp | 82.2%-5.7pp | 80.3%-3.8pp |
| Annual return | 15.06% | 98.60%-83.5pp | 420.17%-405.1pp | 551.85%-536.8pp |
| Employer contribution / active EE | $1,917 | $5,286-63.7% | $4,933-61.1% | $4,662-58.9% |
| Participant deferral / active EE | $3,280 | $8,422-61.1% | $8,066-59.3% | $6,690-51.0% |
| Admin fee / account holder | $4,405 | $15,030-70.7% | $12,989-66.1% | $13,392-67.1% |