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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,163 | $211,105-38.8% | $178,449-27.6% | $145,978-11.5% |
| Participation rate | 0.0% | 80.8%-80.8pp | 77.1%-77.1pp | 80.3%-80.3pp |
| Annual return | 11.44% | 30.19%-18.8pp | 27.09%-15.7pp | 550.52%-539.1pp |
| Employer contribution / active EE | $2,140 | $4,569-53.2% | $3,951-45.8% | $4,662-54.1% |
| Participant deferral / active EE | $12,358 | $6,959+77.6% | $6,277+96.9% | $6,690+84.7% |
| Admin fee / account holder | $10,268 | $12,017-14.6% | $10,362-0.9% | $13,400-23.4% |