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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,163 | $210,698-38.7% | $178,014-27.4% | $145,959-11.5% |
| Participation rate | 0.0% | 80.8%-80.8pp | 77.1%-77.1pp | 80.3%-80.3pp |
| Annual return | 11.44% | 386.27%-374.8pp | 294.80%-283.4pp | 561.95%-550.5pp |
| Employer contribution / active EE | $2,140 | $4,567-53.1% | $3,950-45.8% | $4,661-54.1% |
| Participant deferral / active EE | $12,358 | $6,958+77.6% | $6,276+96.9% | $6,689+84.8% |
| Admin fee / account holder | $10,268 | $12,016-14.5% | $10,362-0.9% | $13,398-23.4% |