Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,346 | $67,894+12.5% | $89,340-14.5% | $82,448-7.4% |
| Participation rate | 40.6% | 64.0%-23.4pp | 69.6%-28.9pp | 68.1%-27.4pp |
| Annual return | 16.21% | 19.21%-3.0pp | 20.57%-4.4pp | 41.64%-25.4pp |
| Employer contribution / active EE | $1,339 | $1,828-26.7% | $2,231-40.0% | $2,551-47.5% |
| Participant deferral / active EE | $3,389 | $3,072+10.3% | $3,823-11.3% | $4,139-18.1% |
| Admin fee / account holder | $3,545 | $5,723-38.1% | $6,704-47.1% | $7,234-51.0% |