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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,822 | $63,809-6.2% | $81,353-26.5% | $80,935-26.1% |
| Participation rate | 57.1% | 63.9%-6.8pp | 69.5%-12.4pp | 67.7%-10.5pp |
| Annual return | 13.42% | 16.37%-2.9pp | 24.82%-11.4pp | 35.66%-22.2pp |
| Employer contribution / active EE | $1,642 | $1,981-17.1% | $2,464-33.3% | $2,757-40.4% |
| Participant deferral / active EE | $3,708 | $3,093+19.9% | $3,885-4.6% | $4,299-13.8% |
| Admin fee / account holder | $272 | $5,686-95.2% | $5,766-95.3% | $6,924-96.1% |