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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,432 | $58,848-19.4% | $88,179-46.2% | $82,637-42.6% |
| Participation rate | 62.1% | 57.9%+4.2pp | 69.1%-7.1pp | 68.1%-6.0pp |
| Annual return | 15.40% | 22.76%-7.4pp | 64.97%-49.6pp | 53.51%-38.1pp |
| Employer contribution / active EE | $1,524 | $1,678-9.2% | $2,549-40.2% | $2,552-40.3% |
| Participant deferral / active EE | $1,868 | $3,124-40.2% | $4,614-59.5% | $4,126-54.7% |
| Admin fee / account holder | $0 | $4,795-100.0% | $7,673-100.0% | $7,339-100.0% |