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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,432 | $57,590-17.6% | $86,233-45.0% | $82,448-42.5% |
| Participation rate | 62.1% | 57.9%+4.2pp | 69.0%-6.9pp | 68.1%-6.0pp |
| Annual return | 15.40% | 22.41%-7.0pp | 61.39%-46.0pp | 41.64%-26.2pp |
| Employer contribution / active EE | $1,524 | $1,655-8.0% | $2,504-39.2% | $2,551-40.3% |
| Participant deferral / active EE | $1,868 | $3,080-39.3% | $4,559-59.0% | $4,139-54.9% |
| Admin fee / account holder | $0 | $4,730-100.0% | $8,342-100.0% | $7,234-100.0% |