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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,432 | $63,949-25.8% | $129,031-63.2% | $94,015-49.5% |
| Participation rate | 62.1% | 63.4%-1.4pp | 73.4%-11.3pp | 70.8%-8.8pp |
| Annual return | 15.40% | 17.56%-2.2pp | 34.67%-19.3pp | 17.84%-2.4pp |
| Employer contribution / active EE | $1,524 | $1,865-18.3% | $3,226-52.8% | $2,790-45.4% |
| Participant deferral / active EE | $1,868 | $3,686-49.3% | $5,217-64.2% | $4,249-56.0% |
| Admin fee / account holder | $0 | $5,523-100.0% | $13,208-100.0% | $8,951-100.0% |