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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,432 | $60,442-21.5% | $96,754-51.0% | $87,485-45.8% |
| Participation rate | 62.1% | 58.7%+3.4pp | 70.3%-8.2pp | 68.9%-6.9pp |
| Annual return | 15.40% | 21.97%-6.6pp | 82.04%-66.6pp | 26.06%-10.7pp |
| Employer contribution / active EE | $1,524 | $1,691-9.9% | $2,679-43.1% | $2,596-41.3% |
| Participant deferral / active EE | $1,868 | $3,280-43.0% | $4,758-60.7% | $4,274-56.3% |
| Admin fee / account holder | $0 | $5,069-100.0% | $8,905-100.0% | $7,775-100.0% |