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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,467 | $70,366-90.8% | $66,674-90.3% | $138,895-95.3% |
| Participation rate | 91.7% | 76.2%+15.5pp | 73.7%+18.0pp | 79.9%+11.7pp |
| Annual return | 16.60% | 386.41%-369.8pp | 321.24%-304.6pp | 145.39%-128.8pp |
| Employer contribution / active EE | $1,044 | $2,765-62.3% | $2,620-60.2% | $4,194-75.1% |
| Participant deferral / active EE | $1,902 | $4,374-56.5% | $4,084-53.4% | $6,396-70.3% |
| Admin fee / account holder | $2,989 | $5,262-43.2% | $5,098-41.4% | $12,562-76.2% |