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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $87,251 |
Service code 37 · EIN 04-2647786 | Loan Processing | $59,848 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $38,784 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $15,127 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,365 | $122,128-80.0% | $147,080-83.4% | $199,960-87.8% |
| Participation rate | 87.0% | 78.2%+8.9pp | 82.2%+4.9pp | 72.0%+15.1pp |
| Annual return | 32.22% | 30.58%+1.6pp | 420.17%-387.9pp | 34.28%-2.1pp |
| Employer contribution / active EE | $1,587 | $4,093-61.2% | $4,933-67.8% | $3,036-47.7% |
| Participant deferral / active EE | $3,312 | $8,484-61.0% | $8,066-58.9% | $5,087-34.9% |
| Admin fee / account holder | $97 | $180-45.7% | $12,989-99.2% | $269-63.8% |