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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,871 | $87,166+229.1% | $76,735+273.8% | $137,256+109.0% |
| Participation rate | 91.3% | 74.4%+17.0pp | 69.5%+21.8pp | 80.0%+11.3pp |
| Annual return | 13.34% | 26.50%-13.2pp | 29.77%-16.4pp | 220.34%-207.0pp |
| Employer contribution / active EE | $815 | $2,904-72.0% | $2,454-66.8% | $4,156-80.4% |
| Participant deferral / active EE | $6,249 | $4,726+32.2% | $4,088+52.9% | $6,407-2.5% |
| Admin fee / account holder | $2,129 | $8,403-74.7% | $7,189-70.4% | $12,270-82.6% |