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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,075 | $183,516-18.8% | $155,534-4.2% | $145,884+2.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.74% | 61.43%-52.7pp | 64.92%-56.2pp | 551.85%-543.1pp |
| Employer contribution / active EE | $4,159 | $5,315-21.7% | $4,675-11.0% | $4,662-10.8% |
| Participant deferral / active EE | $13,416 | $6,467+107.5% | $5,630+138.3% | $6,690+100.6% |
| Admin fee / account holder | $4,873 | $19,293-74.7% | $15,900-69.4% | $13,392-63.6% |