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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,892 | $110,137-66.5% | $161,149-77.1% | $82,637-55.4% |
| Participation rate | 73.1% | 72.4%+0.7pp | 78.8%-5.8pp | 68.1%+5.0pp |
| Annual return | 11.32% | 20.69%-9.4pp | 21.16%-9.8pp | 53.51%-42.2pp |
| Employer contribution / active EE | $1,121 | $2,856-60.7% | $4,360-74.3% | $2,552-56.1% |
| Participant deferral / active EE | $1,805 | $4,575-60.6% | $6,153-70.7% | $4,126-56.3% |
| Admin fee / account holder | $12,256 | $9,467+29.5% | $15,194-19.3% | $7,339+67.0% |