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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,892 | $115,931-68.2% | $185,441-80.1% | $86,983-57.6% |
| Participation rate | 73.1% | 73.6%-0.5pp | 80.3%-7.2pp | 69.5%+3.5pp |
| Annual return | 11.32% | 21.47%-10.1pp | 20.16%-8.8pp | 25.83%-14.5pp |
| Employer contribution / active EE | $1,121 | $2,937-61.8% | $4,672-76.0% | $2,584-56.6% |
| Participant deferral / active EE | $1,805 | $4,551-60.3% | $6,152-70.7% | $4,194-57.0% |
| Admin fee / account holder | $12,256 | $10,687+14.7% | $17,890-31.5% | $7,856+56.0% |