Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,887 | $74,535-46.5% | $100,712-60.4% | $82,637-51.7% |
| Participation rate | 27.7% | 61.2%-33.5pp | 69.3%-41.6pp | 68.1%-40.4pp |
| Annual return | 10.77% | 18.92%-8.2pp | 33.27%-22.5pp | 53.51%-42.7pp |
| Employer contribution / active EE | $0 | $1,503-100.0% | $2,313-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $3,044 | $3,074-1.0% | $4,085-25.5% | $4,126-26.2% |
| Admin fee / account holder | $7,730 | $6,576+17.6% | $9,256-16.5% | $7,339+5.3% |