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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,530 | $101,618-74.9% | $93,063-72.6% | $137,256-81.4% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 13.38% | 223.95%-210.6pp | 34.15%-20.8pp | 220.34%-207.0pp |
| Employer contribution / active EE | $966 | $2,707-64.3% | $2,476-61.0% | $4,156-76.8% |
| Participant deferral / active EE | $1,582 | $4,279-63.0% | $3,958-60.0% | $6,407-75.3% |
| Admin fee / account holder | $3,114 | $6,198-49.8% | $6,033-48.4% | $12,270-74.6% |