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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,121,084 | $160,040+600.5% | $147,096+662.1% | $145,877+668.5% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 5.98% | 98.49%-92.5pp | 419.75%-413.8pp | 551.28%-545.3pp |
| Employer contribution / active EE | $5,474 | $5,289+3.5% | $4,936+10.9% | $4,663+17.4% |
| Participant deferral / active EE | $7,155 | $8,429-15.1% | $8,071-11.3% | $6,691+6.9% |
| Admin fee / account holder | $0 | $15,050-100.0% | $13,005-100.0% | $13,402-100.0% |