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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,448 | $99,875-58.5% | $146,866-71.8% | $86,983-52.3% |
| Participation rate | 74.0% | 75.8%-1.8pp | 82.5%-8.5pp | 69.5%+4.5pp |
| Annual return | 17.02% | 28.10%-11.1pp | 102.85%-85.8pp | 25.83%-8.8pp |
| Employer contribution / active EE | $1,997 | $3,224-38.1% | $4,425-54.9% | $2,584-22.7% |
| Participant deferral / active EE | $5,337 | $6,322-15.6% | $7,759-31.2% | $4,194+27.3% |
| Admin fee / account holder | $1,582 | $7,838-79.8% | $13,620-88.4% | $7,856-79.9% |