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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,095 | $57,590+49.5% | $86,233-0.2% | $82,448+4.4% |
| Participation rate | 32.9% | 57.9%-24.9pp | 69.0%-36.1pp | 68.1%-35.1pp |
| Annual return | 14.14% | 22.41%-8.3pp | 61.39%-47.2pp | 41.64%-27.5pp |
| Employer contribution / active EE | $1,581 | $1,655-4.5% | $2,504-36.9% | $2,551-38.0% |
| Participant deferral / active EE | $2,965 | $3,080-3.7% | $4,559-35.0% | $4,139-28.4% |
| Admin fee / account holder | $1,621 | $4,730-65.7% | $8,342-80.6% | $7,234-77.6% |