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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,095 | $60,442+42.4% | $96,754-11.0% | $87,485-1.6% |
| Participation rate | 32.9% | 58.7%-25.8pp | 70.3%-37.3pp | 68.9%-36.0pp |
| Annual return | 14.14% | 21.97%-7.8pp | 82.04%-67.9pp | 26.06%-11.9pp |
| Employer contribution / active EE | $1,581 | $1,691-6.5% | $2,679-41.0% | $2,596-39.1% |
| Participant deferral / active EE | $2,965 | $3,280-9.6% | $4,758-37.7% | $4,274-30.6% |
| Admin fee / account holder | $1,621 | $5,069-68.0% | $8,905-81.8% | $7,775-79.1% |