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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,339 | $45,123+42.6% | $85,240-24.5% | $74,478-13.6% |
| Participation rate | 32.1% | 49.4%-17.3pp | 67.5%-35.5pp | 67.2%-35.1pp |
| Annual return | 14.48% | 26.32%-11.8pp | 66.75%-52.3pp | 1370.56%-1356.1pp |
| Employer contribution / active EE | $1,209 | $1,459-17.1% | $2,735-55.8% | $2,626-54.0% |
| Participant deferral / active EE | $2,119 | $2,736-22.5% | $4,527-53.2% | $4,350-51.3% |
| Admin fee / account holder | $1,844 | $2,215-16.7% | $6,165-70.1% | $1,946-5.2% |