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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,943 | $108,825-44.9% | $156,181-61.6% | $82,448-27.3% |
| Participation rate | 59.3% | 72.4%-13.1pp | 78.8%-19.6pp | 68.1%-8.8pp |
| Annual return | 16.22% | 20.59%-4.4pp | 64.87%-48.7pp | 41.64%-25.4pp |
| Employer contribution / active EE | $1,923 | $2,870-33.0% | $4,294-55.2% | $2,551-24.6% |
| Participant deferral / active EE | $3,467 | $4,577-24.2% | $6,132-43.5% | $4,139-16.2% |
| Admin fee / account holder | $879 | $9,341-90.6% | $14,586-94.0% | $7,234-87.8% |