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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,555 | $117,846-37.6% | $102,434-28.2% | $145,884-49.6% |
| Participation rate | 65.0% | 78.6%-13.6pp | 76.5%-11.5pp | 80.3%-15.3pp |
| Annual return | 14.96% | 31.90%-16.9pp | 29.46%-14.5pp | 551.85%-536.9pp |
| Employer contribution / active EE | $2,882 | $3,615-20.3% | $3,023-4.7% | $4,662-38.2% |
| Participant deferral / active EE | $4,657 | $5,733-18.8% | $5,055-7.9% | $6,690-30.4% |
| Admin fee / account holder | $6,653 | $13,356-50.2% | $9,462-29.7% | $13,392-50.3% |