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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,843 | $172,111-4.2% | $150,298+9.7% | $137,256+20.1% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 15.24% | 69.37%-54.1pp | 62.79%-47.5pp | 220.34%-205.1pp |
| Employer contribution / active EE | $6,131 | $4,636+32.2% | $4,154+47.6% | $4,156+47.5% |
| Participant deferral / active EE | $5,720 | $6,166-7.2% | $5,453+4.9% | $6,407-10.7% |
| Admin fee / account holder | $1,244 | $16,471-92.4% | $14,116-91.2% | $12,270-89.9% |