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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,941 | $183,539-61.9% | $155,556-55.0% | $145,897-52.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.74% | 61.31%-50.6pp | 64.84%-54.1pp | 552.29%-541.6pp |
| Employer contribution / active EE | $2,424 | $5,315-54.4% | $4,675-48.2% | $4,663-48.0% |
| Participant deferral / active EE | $4,996 | $6,467-22.8% | $5,631-11.3% | $6,689-25.3% |
| Admin fee / account holder | $816 | $19,275-95.8% | $15,885-94.9% | $13,390-93.9% |